Our People

Our people have extensive experience from working at both regional and national insolvency practices. We also have a number of people that previously owned their own businesses, which gives them a real understanding of the many challenges that are faced by business owners.

Our senior management are very ‘hands on’ and our clients, and potential clients, receive the same level of involvement, attention and advice whether it is a large company with significant debts or an individual that is employed or in receipt of benefits.

There is a solution for every business and individual in financial difficulty and we will find that solution even if that means we do not earn a fee because only the right advice is the best advice.

Tracey Howarth

Insolvency Practitioner

After working for 7 years in the logistics industry, where she gained valuable business experience, Tracey decided to embark on an a career in insolvency in order to use her business acumen to help people and businesses that were experiencing financial difficulties.

After a few years with a North West insolvency practice, she moved to the national insolvency and business recovery practice of Leonard Curtis.

Tracey worked for Leonard Curtis for nearly 6 years and whilst there, she qualified as an insolvency practitioner.

The following year, Tracey decided to establish her own insolvency practice in order to use her expertise to help individuals and smaller businesses that were facing financial challenges.

That business dealt with a variety of insolvency, advice and ‘turnaround’ work and, as the business expanded, it was relocated to Bolton and it was re-branded as Carter Halliwell.

Tracey Howarth is an insolvency practitioner and is licensed by the Institute of Chartered Accountants in England & Wales “ICAEW”.

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